In response to the challenging local economy, emergency loans for financially marginalized groups have seen a significant increase.

According to Jeju Province, last year, the utilization of the "Jeju Hondi Loan," a small loan product for financially excluded individuals, reached 932 people with a total of 2.43 billion won.

This marks a 40% increase in the number of loans and a 42% increase
in the loan amount compared to the previous year.

Notably, the 42% increase in loan amounts last year far exceeds
the 25% average annual growth rate over the past three years.

The Jeju Hondi Loan is a small loan product offering financial support for living stability, with an average loan of 2.6 million won per person, at an interest rate of 1% per year.

It is available to those who have undergone debt adjustment or have been approved for individual rehabilitation and are making sincere repayments.



어려운 지역경제 속 소외계층 긴급자금 대출 급증

어려운 지역경제 사정을 반영해
금융소외계층의 긴급자금 대출이 크게 늘고 있습니다.

제주특별자치도에 따르면
지난해 금융소외계층을 위한 소액대출 상품인
제주혼디론 이용실적은
932명에 24억 3천만 원으로
전년에 비해 대출건수는 40%, 금액은 42% 증가했습니다.

특히 지난해 금액 증가율 42%는
3년동안의 연평균 증가율 25%를 크게 웃도는 것입니다.

제주혼디론은
채무조정 확정자나
개인회생 인가 후 성실 상환자를 대상으로
연 1%의 금리로
1인당 평균 260만원의
생활안정자금 등을 지원하는 소액대출 상품입니다.