Household lending hits new high
29% more in new loans in Nov. 2015 compared to Nov. 2014

A new report shows there was a sharp increase in household lending at the end of last year.

According to the Jeju branch of the Bank of Korea, the aggregate amount in new household loans in November was 212 billion won. That’s 29 percent more than a year earlier.

Bank loans, in particular, were up 40 percent year-on-year, which was the largest increase since data was first collected in 2007. The total amount of new bank loans to households amounted to 118 billion won.

BOK analysts say a lot of the growth was the result of a surge in home loans given out in the Seogwipo area.

예금은행 가계대출 크게 증가, 역대 최고치

도내 가계대출이 크게 증가한 것으로 나타났습니다.

한국은행 제주본부에 따르면 지난해 11월 도내 가계대출액은 2천120억 원으로
전년 같은 기간보다 29퍼센트 증가했습니다.

특히 예금은행을 통한 가계대출이 1천180억 원으로 전년보다 40퍼센트 증가하며 통계 작성을 시작한 2007년 이후 가장 높은 증가율을 기록했습니다.

한국은행은 서귀포 지역 주택 관련 대출이 크게 증가했기 때문으로 분석했습니다.